India

LIC Allows Revival of Lapsed Policies Of Over Two Years

By
Samiran Sarangi

New Delhi: The Life Insurance Corporation of India (LIC) on Monday announced that policyholders can revive lapsed policies of over two years.

In a statement, the state-run insurance company said lapsed policies of more than two years, which were not allowed to be revived under the Insurance Regulatory and Development Authority of India (IRDAI) product regulation 2013 can now be re-activated.

The decision will bring big relief especially to policyholders who had bought their policies after January 1, 2014 when the regulations had come into effect.

LIC approached IRDAI and extended the benefit of longer revival period to even those policyholders who bought policies post January 1, 2014, the statement said.

“Unfortunately, there are circumstances when one is unable to continue paying premiums and the policy lapses and it always makes better sense to revive an old policy rather than discontinuing it and buying a new policy to restore insurance cover,” LIC Managing Director Vipin Anand said in a statement.

Policyholders can click here to read the LIC statement.

Samiran Sarangi

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